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BANKS AND TRUST COMPANIES ACT, 1990 Arrangement of Sections 1. Short title PART I - Preliminary ![]() 2. Interpretation. PART II - Licences ![]() 3. Requirement for licence. 4. Application for licence. 5. Duration of licence. 6. Exemptions. 7. Existing businesses. 8. Notification of change in particulars of Licensee. 9. Principal office and authorized agent. 10. Types of licences. 11. Limitations on restricted banking licences. 12. Capital requirements. 13. Surrender of licence. PART III - Transferability of Shares and Beneficial Interests ![]() 14. Shares not to be issued or transferred without approval. PART IV - Administration ![]() 15. Inspector of Banks and Trust Companies. 16. Use of word "bank", etc. 17. Accounts. 18. Certain approvals required. 19. Number and approval of directors. 20. Specific powers of Governor. 21. Attorney General may apply to court. 22. Power of search. PART V - Miscellaneous ![]() 23. Power of Inspector to require insurance. 24. Preservation of secrecy. 25. Offences. 26. Appeals. 27. Immunity. 28. Regulations. 29. Directions. 30. Repeal. 31. Commencement. FIRST SCHEDULE ![]() SECOND SCHEDULE ![]() Short title. 1. This Act may be cited as the Banks and Trust Companies Act, 1990. | ||